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Budgeting for the Break: How to Stretch Your Allowance through the Sessional Gap


Notebook labeled "Allowance Tracker," open near coffee cups, coins, wallet, and scattered banknotes on a white surface, evoking organization.

School break has officially begun and somehow, your money is already saying “bye-bye o.”  With the break came the end of your income stream, and now your bank account is the one on exam tension mode.


By week two, you’re already whispering, “Where did ₦7,000 just vanish to?” Data bundles, shawarma cravings, “just five minutes on Instagram” purchases, you know the drill. If that’s you, pull up a seat, because this gist is for you. (Odogwus with thick bank balances? Kindly vibe elsewhere.)


Here’s how to stretch your allowance through the sessional gap:

1. Say No to Impulsive Treats

Close-up of a grilled wrap filled with creamy, orange-colored sauce and chicken pieces. Background shows part of a car interior.

Yes, shawarma is calling your name and that suya at the junction smells like destiny fulfilled, but pause. Remember: you’re not in school anymore, which means your allowance is either inconsistent or non-existent. For some of you, it’s even your savings that’s currently saving you. So, help us help you, calm those cravings.


2. Write Down Every Naira (Even That ₦250 Water)

Use your Notes app, your WhatsApp personal chat, or even a plain sheet of paper. Seeing your spending in black and white stings, but that’s the point. Transparency is step one to control. Track every kobo, from data to snacks, because the “little” things gang up fast.


3. Embrace Mini Side Hustles

Woman in white shirt on laptop at desk, plants nearby. Books and notes on board. Brown pants, yellow shoes. Calm mood, light colors.

No need to launch the next Jumia. Just light, realistic gigs from home. Tutor your neighbour’s child prepping for Post-UTME. Sell chin-chin, peanuts, or pastries. Offer freelance services online. Anything that brings money in, even if small, can keep your data subscription alive and your wallet breathing.


4. Keep It Fun, Without Breaking the Bank

Woman sleeping peacefully in bed, wearing heart-patterned pajamas and sleep mask. Soft, muted colors create a calm, cozy mood.

Fun doesn’t always have to mean spending. Binge free YouTube content, play cards or Ludo with your compound people, or just catch up on sleep (yes, rest is underrated). You can still vibe without swiping your card.


Conclusively, breaks are for resting, but they can also be for resetting. Be wise with your allowance now, because if you’re not, you’ll spend the rest of the break indoors, broke, watching other people’s vibes through WhatsApp status( that's if you can even afford to buy data).

You’re welcome.

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